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Finance Gnome

Personal finance and investing for young families

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Author: Calvin Lo

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Portfolio Updates

Portfolio Update April 2023 – Hurt by Banking Crisis and Tesla

May 4, 2023May 4, 2023 Calvin Lo

Markets have been taking a bit of a breather last month, ending April relatively flat. The S&P 500 outperformed the Nasdaq 100 though. The Family Portfolio performed in line with

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Bonds Singapore Market

Singapore Savings Bond (SSB) June 2023 – SSB Hunting Season is Over!

May 3, 2023May 3, 2023 Calvin Lo

The latest SSB for June 2023 has been announced with a 10-year average yield of 2.81%, a pretty big drop from last month’s SSB offering 3.07%. The first year yield

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Bonds Robo Advisors Singapore Market

Syfe Income+ Review: New High-Yield Fixed Income Portfolios Powered by PIMCO

April 28, 2023May 24, 2023 Calvin Lo

Syfe has recently launched Income+ portfolios which offer investors yet another high-yield fixed income option in Singapore. These Income+ portfolios (Preserve and Enhance) are offered in partnership with PIMCO which

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grayscale photo of a futuristic robot
Robo Advisors Singapore Market

Robo Wars: How Singapore Robo-Advisors Syfe, Endowus, and StashAway Performed in Q1 2023

April 20, 2023April 20, 2023 Calvin Lo

Singapore robo-advisors Syfe, Endowus, and StashAway have reported their Q1 2023 performance. Let’s see how they stacked up against each other, and who came out on top. Benchmark: MSCI World

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Bonds Singapore Market

Singapore Savings Bond (SSB) May 2023 – Last Chance For Yield Above 3%?

April 17, 2023April 17, 2023 Calvin Lo

The latest SSB for May 2023 has been announced with a 10-year average yield of 3.07%, a slight decrease from last month’s SSB offering 3.15%. The first year yield is

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Bank Accounts Bonds Singapore Market

Fixed Income Tracker Update (Apr 2023)

April 13, 2023April 12, 2023 Calvin Lo

I’ve just updated my Fixed Income Tracker for April 2023. Changes this month: My thoughts:

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shallow focus photography of brown globe
ETF US Market

VT vs VWRD – Vanguard World ETF Comparison

April 12, 2023April 23, 2023 Calvin Lo

Recently, I decided to move some money out of my Tiger Brokers (TB) account back into our Standard Chartered Online Trading (SCOT) joint account. Since the Vanguard Total World Stock

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Portfolio Updates

Portfolio Update March 2023 – Portfolio Rallying Along With Markets

April 6, 2023April 6, 2023 Calvin Lo

It’s the end of the Q1 already! Markets raced upwards to end the quarter strong, especially for the tech-heavy Nasdaq. Family portfolio performed largely in line with S&P 500, but

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Robo Advisors Singapore Market

My Thoughts on the Endowus Launch of Amundi Low-Cost Passive Index Funds for CPF

April 1, 2023April 1, 2023 Calvin Lo

Endowus just had a webinar for the launch of 2 low-cost passive index funds by Amundi asset management for CPF investment. Note that these 2 funds were already available for

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buildings with glass windows
Bonds ETF Investing Stocks

Where To Invest Amidst The Banking Crisis

March 27, 2023May 24, 2023 Calvin Lo

All eyes continue to be on the banking sector in the US and Europe. So far, regulators seem to have averted a full-blown financial system contagion and collapse. In Switzerland,

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Recent Posts

  • Pumped In S$41K As Trump Tariffs Sunk The Market April 11, 2025
  • Portfolio Update December 2024 – Ending A Strong Year With Some Caution January 14, 2025
  • Portfolio Update November 2024 – Year End Party Started Early, Green All Around December 11, 2024
  • Portfolio Update September 2024 – Fed Rate Cut Sparked Portfolio Gains October 17, 2024
  • Markets Pushing All-Time Highs: Why I’m Turning Cautious September 14, 2024
China's regulators have just issued fines to China Tech companies and signalled an end to a tech crackdown that has lasted for more than 2 years.

Could now be a good time to get back into China Tech stocks?

Thanks for watching! Looking forward to hearing your thoughts or comments.

DISCLAIMER :
This video is for education and entertainment purposes only, not financial advice. I am not a financial advisor, just a fellow investor sharing my random thoughts on the stock market. Remember to always do your own research and due diligence before making any investments.

Blog: https://financegnome.com
Twitter: https://twitter.com/financegnome
Facebook: https://www.facebook.com/financegnome
China Tech crackdown finally over? - Ant Group fined, Alibaba, PBOC stimulus, Hang Seng TECH ETF
Will this new bull market continue to rally? Or will we go into recession caused by high inflation and high interest rates?

In this video, I share about how I'm preparing my Family Portfolio to handle both possibilities.

Thanks for watching! Looking forward to hearing your thoughts or comments.

DISCLAIMER :
This video is for education and entertainment purposes only, not financial advice. I am not a financial advisor, just a fellow investor sharing my random thoughts on the stock market. Remember to always do your own research and due diligence before making any investments.

Blog: https://financegnome.com
Twitter: https://twitter.com/financegnome
Facebook: https://www.facebook.com/financegnome
Bull market or recession? How I'm preparing my portfolio for both
If you’re investing in stocks based mainly for its dividend yield or dividend growth, thinking that there’s a margin of safety or prices can’t go lower, I challenge you to rethink your assumptions or preconceptions about the safety of dividend stocks. 

Outline:
1. Benefits of dividend investing
2. Dangers of dividend investing
3. How to find safe dividend stocks?
4. Examples of good and bad dividend stocks

Thanks for watching! Looking forward to hearing your thoughts or comments.

DISCLAIMER :
This video is for education and entertainment purposes only, not financial advice. I am not a financial advisor, just a fellow investor sharing my random thoughts on the stock market. Remember to always do your own research and due diligence before making any investments.

**Check out my blog on personal finance and investment topics** http://financegnome.com/
Dividend investing might not be as safe as you think - benefits, dangers, dividend kings?
S&P 500 just entered a bull market on 8 June 2023, after almost a year since the bear market started. Is it time to buy or is it too late? In this video, I share why I'm buying.

Thanks for watching! Looking forward to hearing your thoughts or comments.

DISCLAIMER :
This video is for education and entertainment purposes only, not financial advice. I am not a financial advisor, just a fellow investor sharing my random thoughts on the stock market. Remember to always do your own research and due diligence before making any investments.

***Check out my blog on personal finance and investments*** http://financegnome.com/
S&P 500 Enters Bull Market - Why I'm Buying VWRD and TLT
US and Swiss banks are in crisis. So far, regulators seem to have stemmed the banking contagion but will it last?

In this video, I share my thoughts on the current situation and how I'm investing during this banking crisis.

Thanks for watching! Looking forward to hearing your thoughts or comments.

DISCLAIMER :
This video is for education and entertainment purposes only, not financial advice. I am not a financial advisor, just a fellow investor sharing my random thoughts on the stock market. Remember to always do your own research and due diligence before making any investments.

*** Check out my blog on personal finance and investment topics : http://financegnome.com/

*** SSB Tracker: https://financegnome.com/ssb-tracker/

*** Fixed Income Tracker: https://financegnome.com/fixed-income-tracker/
How I'm investing during this banking crisis - SSB, REITs, Banks & Gold?
Consider reducing your income taxes by contributing to SRS by 31 Dec

SRS contribution: https://www.iras.gov.sg/taxes/individual-income-tax/basics-of-individual-income-tax/special-tax-schemes/srs-contributions

Endowus referral link: https://endowus.com/invite?code=J5HPB
Reduce income taxes by contributing to SRS #srs
Many investors have been rotating into dividend and value stocks this year as growth stocks have taken a massive beating. Are you looking to buy dividend stocks? You could also consider investing into dividend ETFs.

Outline:
1. Why invest in dividend stocks/ETF?
2. Top 5 US dividend ETFs
3. SG Dividend ETF
4. Which is my favourite?

Thanks for watching! Looking forward to hearing your thoughts or comments.

Links:
https://etfdb.com/etfs/investment-style/dividend-etfs/#etfs__returns&sort_name=assets_under_management&sort_order=desc&page=1
https://phillipfunds.com/phillip-sing-income-etf/

DISCLAIMER :
This video is for education and entertainment purposes only, not financial advice. I am not a financial advisor, just a fellow investor sharing my random thoughts on the stock market. Remember to always do your own research and due diligence before making any investments.

*** Check out my blog on personal finance and investment topics : http://financegnome.com/

*** Tiger Brokers (stock broker) referral link: 
https://www.tigerbrokers.com.sg/activity/forapp/welcome/?lang=en_US&invite=FGNOME

*** Coinhako (crypto trading platform) referral link:
https://www.coinhako.com/affiliations/sign_up/178004_59269214
Best Dividend ETFs to Invest in 2022 - 5 US ETFs & 1 SG ETF
H1 2022 has been tough and our portfolio is down quite a bit. It's painful but I'm trying to keep my focus on the future.

In this video, I'm providing an update on our Family portfolio and my Personal portfolio, sharing some of my goals for the rest of the year, and my vision for my blog and channel.

Thanks for watching! Looking forward to hearing your thoughts or comments.

DISCLAIMER :
This video is for education and entertainment purposes only, not financial advice. I am not a financial advisor, just a fellow investor sharing my random thoughts on the stock market. Remember to always do your own research and due diligence before making any investments.

*** Check out my blog on personal finance and investment topics : https://financegnome.com
Mid year review H1 2022 - Portfolio update, goals, blog/channel vision
The Chinese government has broken their silence on the tech crackdown so far by regulators, resulting in a bounce in Chinese tech stocks.

After a long and painful drawdown lasting more than a year, is it finally time to consider buying Chinese stocks especially tech stocks?

Outline:
1. Background on China's tech crackdown
2. Reasons to buy
3. Risks to look out for
4. How to gain exposure to Chinese stocks

Thanks for watching! Looking forward to hearing your thoughts or comments.

DISCLAIMER :
This video is for education and entertainment purposes only, not financial advice. I am not a financial advisor, just a fellow investor sharing my random thoughts on the stock market. Remember to always do your own research and due diligence before making any investments.

*** Check out my blog on personal finance and investment topics : http://financegnome.com/

*** Tiger Brokers (stock broker) referral link: 
https://www.tigerbrokers.com.sg/activity/forapp/welcome/?lang=en_US&invite=FGNOME

*** Coinhako (crypto trading platform) referral link:
https://www.coinhako.com/affiliations/sign_up/178004_59269214
Have Chinese Tech Stocks Finally Bottomed?
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